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About Us
Your Financial Partner in Success
Offered Directly by Vedika Credit Capital Ltd
RBI Registered NBFC-MFI (Registration No. B-05.00844)
Vedika Credit Capital Ltd provides Micro Enterprise Loans directly from its own balance sheet. The Company does not act as a broker, aggregator, or lead generator for third-party lenders.
Learn about Vedika Credit Capital’s commitment to empowering shopkeepers through accessible and flexible loan options. With a focus on fostering entrepreneurship and driving economic growth, we are dedicated in supporting the success of small businesses.
Supported 10Lac+
Women Entrepreneurs
Disbursed 4000+ crore
Rupees Loan
The Micro Enterprise Loan is an unsecured business loan designed for small shopkeepers and micro-entrepreneurs to support:
- Working capital requirements
- Inventory purchase
- Business expansion
- Equipment or small asset purchase
Request a Call Back
All loans are sanctioned strictly in accordance with:
- RBI NBFC-MFI Guidelines
- Vedika Credit Capital Ltd’s Internal Credit Policy
- Fair Practices Code
Approval is subject to eligibility and credit assessment.
Types
Loan Options Available for Your Business
E-Rickshaw Loan
Specialized financing for purchasing e-rickshaws, promoting eco-friendly transportation solutions.
Group Loan
Collaborative financing for women shopkeepers with shared financial goals.
Micro Enterprise Loan
Tailored financing for small-scale enterprises to support business growth and expansion.
Our Benefits
Why Choose Vedika Credit Capital
Flexible Loan Repayment
Tailored schedules for manageable payments,
easing financial strain on borrowers.
Full Payment Options
Opportunity to clear debt sooner, with
potential interest savings.
It’s Fast & Secure
Swift access to funds, enabling timely
investment in business opportunities.
Low Collateral Damages
Minimal asset risk, reducing collateral
requirements for borrowers.
Competitive Rates
Affordable financing solutions, maximizing
returns on investments.
Transparent lending process
Minimum Process for Getting Loans
and Disbursement in Customers Account
How it Works
Overview of Lending Process
Book A Call
Swift access to funds, enabling timely investment in business opportunities.
Process as per RBI-regulated
We understand your time is valuable. That's why we review your application quickly and get back to you within 24 hours .
Transparent lending process
Once approved, we waste no time! The loan amount will be deposited directly into your bank account.
How to Repay
Convenient Repayment Methods
Cash
Convenient repayment option accepted at Vedika Credit Capital branches or designated payment centers.
QR Code
Conveniently repay your loan by scanning our QR code with your mobile banking app for quick and secure transactions.
NACH
Automated electronic payment method for seamless and timely loan repayments directly from bank accounts.
UPI Options
Easily repay your loan using UPI. Transfer funds quickly and securely with just a few taps on your smartphone.
Vedika Credit Capital is the right choice for you if -
YOU HAVE REGULAR INCOME
You should have a regular stream of Income
YOU HAVE A BANK ACCOUNT
You must have an active Indian bank account for the loan amount to be transferred to you
YOU HAVE A VALID ADDRESS
You must be a current resident of India
YOU HAVE A VALID ADDRESS
You must be a current resident of India
Testimonials
Happy Customers
Aarti Debnath belongs from Asansol in West Bengal. Her association with the company has been for a few years now, as she is a third cycle client of the company.
She availed different kind of loans from Vedika Group. She utilised these loans in different kind of business and is happy these loans helped her succeed regardless of many obstacles.
I am Meena, a resident of small village Tati Silve in Ranchi (Jharkhand). I am a 3rd cycle client of Vedika Group. With the first loan of 15,000 received from Vedika I decided to start a beauty parlour of my own to support my family financially. It started well and after realising the potential I applied for a second loan of 35,000 for buying the cosmetics products for my parlour. It influenced my business growth and recently I received a loan of 95,000 from Vedika which I am planning to invest in buying more products for my parlour.
I am very fortunate to be a part of Vedika Group. I hope my story will encourage lives of other women.
Anjali Singh belongs to Asansol (West Bengal). A 2nd cycle client of Vedika Group. For supporting her family she wanted to start a grocery store. Initially she received a amount of 30,000 from JLG group loan which helped her to open a small grocery store. Her business helped her to support her family in various perspectives. She remains thankful to VCCL for supporting her and her family in tough times.
Apply Now
Grow Your Shop, Your Way. Get the Loan You Need.
Contact Us
Unlocking Value Together
Ready to elevate your financial strategies? Contact us today to schedule a consultation with our team of experts. Together, we’ll unlock new opportunities and drive success for your organization. All loans are assessed as per RBI guidelines and the Company’s internal credit policy
