Vedika Credit Capital Ltd (Vedika Finance)
RBI Registered NBFC-MFI (Reg. No. B-05.00844)
Head Office: 404, Shrilok Complex, 4th Floor, H.B. Road, Ranchi – 834001, Jharkhand, India

1. Nature of This Website

This website provides information about loan products offered directly by Vedika Credit Capital Ltd, an RBI-registered Non-Banking Financial Company – Microfinance Institution (NBFC-MFI).

Nothing on this website constitutes:

• Investment advice

• Securities offering

• Financial advisory services

• Solicitation to invest in any instrument

Vedika Credit Capital Ltd provides loans from its own balance sheet and does not act as a broker, aggregator, marketplace, or lead generator for third-party lenders.

2. Use of Information

The information available on this website is provided for general informational purposes only.

Users should not rely solely on website content for making financial decisions. Loan approval, pricing, eligibility, and repayment terms are subject to internal assessment and applicable RBI regulations.

Product features, interest rates, and eligibility criteria are subject to change in accordance with regulatory requirements and internal policies.

Vedika makes reasonable efforts to ensure that information is accurate and updated. However, inadvertent errors or outdated information may occur.

3. No Professional Advice

Information on this website should not be interpreted as legal, tax, accounting, investment, or professional advice.

Users are encouraged to seek independent advice where appropriate before entering into financial obligations.

4. Responsible Lending Commitment

Vedika follows responsible lending practices in compliance with RBI NBFC-MFI guidelines and ensures transparent communication of:

• Interest rates

• Processing fees (if applicable)

• Repayment terms

• Total borrower obligations

All terms are disclosed to customers prior to loan disbursement.

5. Limitation of Liability

Nothing in this Disclaimer limits or excludes any liability that cannot be limited under applicable Indian laws.

Vedika Credit Capital Ltd remains responsible in accordance with RBI regulations and applicable laws.

Vedika shall not be liable for indirect or consequential losses arising from use of this website, except where such limitation is not permitted by law.

6. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Vedika Credit Capital Ltd and is protected under applicable intellectual property laws.

No content may be copied, reproduced, or distributed without prior written consent.

7. External Links

This website may contain links to third-party websites for convenience.

Such links are provided for informational purposes only. Vedika does not endorse, monitor, or control third-party websites and is not responsible for their content, services, or privacy practices.

8. Governing Law & Jurisdiction

This Disclaimer shall be governed by the laws of India.

Any disputes arising out of the use of this website shall be subject to the jurisdiction of the courts located in Ranchi, Jharkhand.

9. Grievance Redressal

Customers may raise grievances through official contact channels:

Email: customer.service@teamvedika.com
Phone: +91 9431710000

Unresolved complaints may be escalated under the RBI Integrated Ombudsman Scheme, as applicable.

10. Amendments

Vedika Credit Capital Ltd reserves the right to update this Disclaimer from time to time. Users are encouraged to review this page periodically.